May 2025 I Bond Rate Prediction. We think there is too much fog in the 2025 outlook to release a target. Meanwhile, for the dollar curve, the market expects nearly two rates this year and a fed fund rate close to 4% at the end of 2025, which exceeds the 3.25% we.

The fixed rate is essentially the “real yield” of an i bond, the amount its return will exceed future. Purchases through april 30, 2024, will have a fixed rate of 1.3%, which means the return will exceed official.